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4月上旬GTA房价升5% 905区镇屋领涨
本帖最后由 I am a he 于 2012-4-22 08:42 编辑
给你讲一故事
某主拿100元投资定存,存期10年,复利年息5%,10年后利息收入总计为63元,十年投资回报率本应为63%, 此主忽发奇想,现在的100元, 到十年后的“未来价值”是163元(5%的折率,公式是100X1.05^10), 他用100本金+63利息收入-163未来价值=0,结果为零!大骇,奇怪,我的十年收益率为0!哪去了呢?问得好,我告诉你,让酱菜坛子偷走了,奇怪, 哪又冒出个酱菜坛子? 因为此主的脑袋就是一酱菜坛子, 胡乱知道几个金融名词却不知该怎么正确使用。
讲一笑话,欢迎对号入座
Essogas 发表于 2012-4-20 13:34
It seems you are smart and logic. Sometimes, the suggested solutions from a textbook may not work in real life, as one is at fixed condition and one is at a variable condition. The only problem is as the housing price is high, to make an investment, it seems more difficult to play. It seems it is getting more difficult to generate positive cash flow (proven from your calculations), so the risk level is getting higher.
As you are a gas station owner, I am more interested to know, how come the gas price is getting so high? Canada is a country which produces gas, so the price should be lower? Someone is monopoly the gas market? |
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